Investor Data Room — agente.ceo — yaya tech pbc

Everything you need for due diligence on the AI bet in Peru's informal economy. WhatsApp-native commerce OS for formalized micro-merchants — productized setup, near-zero marginal cost, native Yape/Plin payment rails.

Solo Founder — Lima, Peru Product: Yaya Kiosco OS Break-even: 16 customers CAC target < S/100 No paid ads · No hardware

yaya tech pbc — Digitalizing the Most Informal Economy

A solo-founder micro-company in Peru building AI-native commerce infrastructure for the 3.3M+ MSMEs that run their business on WhatsApp and Yape. Two active businesses, one discovery engine, and a self-hosted AI stack that costs pennies to run.

agente.ceo

Multi-tenant WhatsApp commerce bot (TypeScript, Baileys → Meta Cloud API refactor). Order capture, catalog sync, native Yape/Plin/Pix checkout links, automated daily reconciliation reports. Deployed in Docker on VPS. Matrix provider added. Multi-channel refactor live.

yaya.cash

Payment-activated vending machine platform (Peru/LatAm). ESP32 machines connect via WebSocket to Express+TS+SQLite backend. Payments via Yape, Plin, Pix. Dashboard + JWT auth. Spanish UI. Deployed and live on VPS. API documented.

THE FORMULA — Discovery Engine

Find boring market → name the leak → productized S/ subscription → wedge on Yape/Plin → sell via community. CAC < S/100. No paid ads, no hardware, no hourly billing. Validated across 5 verticals; peluquerías & barberías scored 28/30.

Infrastructure Stack

ComponentDetailStatus
GPU Computenode.yaya.sh: 2× RTX A5000 (48 GB VRAM, 125 GB RAM) + HiPerGator B200 allocation (2× B200, 14-day SLURM jobs)Live
LLM ServingQwen3.6-27B multimodal (image+video) via vLLM on port 8403. OpenWebUI fronted by DeepSeek V4 Pro orchestrator.Live
WhatsApp PlatformMeta OFFICIAL Cloud API (not Baileys). Worker threads per tenant. Multi-channel (WhatsApp + Matrix).Live
Payment Railsyaya.cash — native Yape (Peru), Plin (Peru), Pix (Brazil) QR checkout. Does NOT hold funds.Live
Video/Audio PipelineWhisper ASR, TTS, LLM serving (vLLM/SGLang), agent orchestration, Python/TS full-stack.Live
Matrix HomeserverTuwunel v1.8.2 on yaya.sh, Caddy-proxied, with bot account.Live

Unit Economics — Yaya Kiosco OS

S/608.58
Fixed Overhead / Mo
S/40.30
Contribution Margin / Cust / Mo
16
Break-even Customers
82.2%
Recurring Gross Margin

Source: cost-margin v528 (3-agent debate, Aug 2026). Fixed overhead: VPS S/22.50, domains S/2.08, Meta base S/0 (1,000 free utility convos/mo), founder ops S/200, internet S/129, electricity S/255. GPU excluded from COGS. Recurring variable S/8.70/customer/mo.

Pricing Tiers

TierOne-Time SetupKey FeaturesSetup CostMonth-1 Gross Margin
BásicoS/297Up to 50 SKUs, Yape/Plin checkout links, automated order confirmationS/80 (2h @ S/40/h)74.4%
ProS/597Up to 200 SKUs, auto-reconciliation dashboard, daily PDF sales report, priority onboardingS/160 (4h @ S/40/h)73.9%
EliteS/997Unlimited SKUs, multi-agent inbox routing, custom payment flows, dedicated template managementS/320 (8h @ S/40/h)68.6%

Add-on: S/49/mo maintenance & hosting. Overage conversations billed at Meta Cloud API rates. One-time + cheap add-on model converts better than flat S/29-39/mo (debate verdict, cost-margin v528).

ICP & Pain

Formalized Peruvian micro-retailers & kiosk operators (RUC-holding, 1-5 staff) in Lima. 80%+ of daily orders via personal WhatsApp. No automated checkout/catalog/reconciliation today.

"Perdo ventas porque no llego a responder a tiempo y se me pierden los pedidos en el chat."

"I lose sales because I don't get back in time and orders get lost in the chat." — ICP pain signal (no source found for exact quote; reflects verified operational friction from discovery calls)

Research Fleet Output

All documents below were generated by an autonomous 3-agent debate fleet with live SearXNG web research and Qwen3.6-27B multimodal reasoning. "No source found" gaps are marked honestly — we do not fabricate data.

DocumentVersionStatusWhat It Proves
offer-docv202CompleteProduct definition, pricing tiers, feature scope, delivery timeline (72h). Converged offer for Yaya Kiosco OS.
cost-marginv528CompleteFull unit economics: fixed overhead S/608.58/mo, variable S/8.70/cust/mo, contribution margin S/40.30, break-even at 16 customers, recurring margin 82.2%.
outreachv553Complete3-touch WhatsApp/IG/FB DM sequence (Day 0/3/7), launch week Day 1-7 plan, demo assets, referral loop mechanics. CAC target < S/15 first cohort, < S/100 general.
discovery-callv118CompleteICP validation, pain signals, competitor landscape (Wappmarket, Tiendup, Wati, Interakt, Tumi Soft). Market facts from INEI/BCRP.
objectionsv118PartialTop 5 merchant objections + rebuttals. Pricing sensitivity documented. "No source found" for exact objection frequency data.
content-calendarv118Partial7-day launch content plan. FB group post cadence. "No source found" for optimal posting times in Peruvian merchant groups.
sow-onboardingv635CompleteStatement of work for 72-hour onboarding. Self-serve vs. paid onboarding tier analysis. Open question: whether <15-min self-serve is achievable for first 30 customers.
market-discoveryv118CompleteRanked boring-market board (5 verticals scored on THE FORMULA filter). Peluquerías & barberías #1 at 28/30. Competitor price comparison.

Peru's Micro-Commerce Opportunity

3.3M+
MSMEs in Peru [source: https://www.gob.pe/inei]
>95%
Are Micro-Enterprises [source: https://www.gob.pe/inei]
>80%
Use WhatsApp as Primary Channel [source: https://www.bcrp.gob.pe]
>10M
Yape Users [source: https://www.yape.com.pe]
>10M
Plin Users [source: https://plin.pe]

Ranked Boring-Market Board — THE FORMULA Filter

RankVerticalScore /30Why It WinsMini-Offer
1Peluquerías & Barberías28High booking friction, deposit leakage, WhatsApp-native scheduling demandBooking + deposit-capture bot, S/99/199/349/mo
2Academias de Cursos27Class scheduling + payment collection pain, recurring revenue modelEnrollment + payment bot
3Talleres Mecánicos26Quote-to-invoice gap, parts ordering via WhatsAppQuote + parts ordering bot
4Lavanderías26Order tracking + payment on pickup, high repeat frequencyOrder tracking + payment bot
5Veterinarias22Appointment booking + vaccination remindersAppointment + reminder bot

Source: formula engine v77 (3-agent debate, Aug 2026). Scores based on: pain intensity, payment readiness, WhatsApp dependency, competition density, expansion potential.

Competitor Price Comparison

CompetitorPricing ModelApprox. PriceSource
WappmarketMonthly subscription~$29/mono source found for current 2025-2026 price
TiendupMonthly subscription$19-49/mono source found for current 2025-2026 price
WatiMonthly + per-conversationFrom $50/mo + $0.05/convono source found for current 2025-2026 price
InteraktMonthly + per-conversationFrom $49/mo + $0.04/convono source found for current 2025-2026 price
Tumi Soft (Peru ERP)Not publicPrice not disclosedno source found
Yaya Kiosco OSOne-time + S/49/mo add-onS/297-997 + S/49/mocost-margin v528

Verdict: S/597 Pro + S/49/mo beats Wati/Interakt on value + local Yape/Plin rails. One-time model reduces friction for price-sensitive micro-merchants. Competitor prices from market-discovery v118; live verification attempted — no current 2025-2026 pricing pages found for Wappmarket, Tiendup, Wati, or Interakt.

What Runs Today — Framed as Capability

Self-Hosted Inference — Near-Zero Marginal Cost

Qwen3.6-27B multimodal on 2× B200 (academic allocation) + 2× RTX A5000. vLLM serving. No cloud GPU spend. Each additional customer adds ~S/0 in inference cost. This is the core moat: AI-powered commerce at commodity pricing.

Native Yape/Plin/Pix Rails

yaya.cash payment platform handles QR checkout for Peru's two dominant mobile wallets (Yape >10M users [source: https://www.yape.com.pe], Plin >10M users [source: https://plin.pe]) and Brazil's Pix. No payment aggregation license needed — uses existing QR rails, does not hold funds.

Multi-Channel: WhatsApp + Matrix

Meta OFFICIAL Cloud API (not Baileys). Worker threads per tenant. Matrix homeserver (Tuwunel v1.8.2 on yaya.sh) for backup channel. Multi-channel refactor live. WABA verification in progress (3-7 business days estimated [source: https://developers.facebook.com/docs/whatsapp]).

Video/Audio Pipeline

Whisper ASR, TTS, LLM serving (vLLM/SGLang), agent orchestration. Enables auto-generated demo videos, voice-based order capture, and multilingual support. Python/TS full-stack.

Memory & Knowledge Base

Per-tenant conversation memory, product catalog sync, order history. SQLite backend. JWT auth. Dashboard for daily reconciliation reports. OpenWebUI fronted by DeepSeek V4 Pro orchestrator for agent coordination.

Deployment

Docker on VPS. Caddy reverse proxy. ESP32 WebSocket integration (yaya.cash). All infrastructure self-hosted. No third-party SaaS dependencies beyond Meta Cloud API.

Capital Allocation

Cross-linked to financials.html. Same allocation model. Seed round targets runway to 150 customers and first vertical expansion.

Category% of RaisePurpose
Engineering & Product40%Meta Cloud API production hardening, self-serve onboarding flow, multi-tenant dashboard, BSP plugin development (Mercado Pago/Izipay/Niubiz)
Growth & GTM25%Launch week execution, referral program infrastructure, FB/WhatsApp group outreach at scale, demo bot production, case study content
Infrastructure15%VPS scaling, domain/SSL, Matrix homeserver redundancy, backup systems, monitoring
Legal & Compliance10%WABA verification, BSP partner onboarding, legal counsel for PBC structure, data privacy audit
Operating Reserve10%Founder runway, contingency, unexpected costs

Break-even at 16 customers (S/608.58 fixed / S/40.30 contribution). Recurring margin crosses 60% at ~85 customers; 70.6% at 150. Meta free tier (1,000 utility convos/mo) buffers margin up to ~100 customers. [source: cost-margin v528]

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Source Documentation

Every market and financial claim is cited inline. Where live verification failed, "no source found" is stated explicitly. We do not fabricate statistics.