We are digitalizing the most
informal economy in the world.

Yaya Kiosco OS — the WhatsApp commerce operating system for Peru's micro-retailers.

No hardware. No app downloads for customers. Lives in the WhatsApp number the merchant already uses. Native Yape / Plin / Pix checkout. Automated daily reconciliation. Delivered in 72 hours.

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The quantified leak

Peru has 3.3 million+ MSMEs, and over 95% are micro-enterprises [source: https://www.inei.gob.pe]. More than 80% of small merchants use WhatsApp as their primary sales channel [source: https://www.bcrp.gob.pe]. Yet there is zero automation between the first customer message and the final payment.

"Perdo ventas porque no llego a responder a tiempo y se me pierden los pedidos en el chat."

"I lose sales because I don't get back in time and orders get lost in the chat."

Every missed message is a lost order. Every manual reconciliation is an hour of admin time. Every uncollected payment is revenue that evaporates. The leak is structural — and it's the largest addressable inefficiency in Latin America's retail sector.

3.3M+
MSMEs in Peru [source: https://www.inei.gob.pe]
>95%
Are micro-enterprises [source: https://www.inei.gob.pe]
>80%
Use WhatsApp for sales [source: https://www.bcrp.gob.pe]

Yaya Kiosco OS

A WhatsApp-native commerce operating system installed into the merchant's existing business number. No new hardware. No customer app downloads. No hourly billing.

📦 Catalog Sync

Up to 200 SKUs (Pro tier) mirrored into WhatsApp. Customers browse and order without leaving the chat.

💳 Native Checkout

Yape, Plin, and Pix payment links generated per order. The customer pays with the wallet they already use.

📊 Auto-Reconciliation

Daily PDF sales report with QR verification. Every order, every payment, every refund — reconciled automatically.

Delivery: 72 hours. Built on Meta's official WhatsApp Cloud API. Powered by yaya.cash payment rails.

One-time setup + optional monthly add-on

Micro-merchants balk at recurring SaaS fees. Our productized one-time model converts better. A S/49/mo maintenance & hosting add-on is available.

TierPriceSKUsKey Features
BásicoS/297Up to 50Catalog sync, Yape/Plin checkout links, automated order confirmation
ProS/597Up to 200Auto-reconciliation dashboard, daily PDF sales report, priority onboarding
EliteS/997UnlimitedMulti-agent inbox routing, custom payment flows, dedicated template management
ADD-ON: S/49/mo — maintenance & hosting · Overage conversations billed at Meta Cloud API rates

Why US SaaS loses here

Global WhatsApp tools are priced in USD, lack Latin American payment rails, and require app downloads or complex dashboards. We automate the money.

CompetitorStarting PricePer-Conv. FeeYape/PlinWhatsApp-Native
Wati~$50/mo$0.05Dashboard-based [source: https://www.wati.io/pricing]
Interakt~$49/mo$0.04Dashboard-based [source: https://interakt.com/pricing]
Wappmarket~$29/moWeb-store focused [source: https://wappmarket.com]
Tiendup$19–49/moE-commerce platform [source: https://tiendup.com]
Tumi SoftNot publicPartialERP, not WhatsApp-native [source: https://tumisoft.com]
Yaya Kiosco OSS/297 one-timeMeta rates only✅ Native✅ 100% in-chat

S/597 (Pro) beats Wati and Interakt on total cost of ownership while delivering local payment rails they cannot match. USD pricing friction alone disqualifies US tools for a merchant earning S/2,000–S/8,000/month.

Size & proof points

3.3M+
MSMEs in Peru [source: https://www.inei.gob.pe]
>10M
Yape users [source: https://www.yape.com.pe]
>10M
Plin users [source: https://plin.pe]
~95%
WhatsApp penetration in Peru [source: https://datareportal.com]

Peru is the most mobile-wallet-penetrated market in Latin America. Yape and Plin each exceed 10 million users [source: https://www.yape.com.pe; source: https://plin.pe]. WhatsApp reaches approximately 95% of the population [source: https://datareportal.com]. Over 95% of Peruvian MIPYMES are micro-enterprises [source: https://www.inei.gob.pe]. The convergence of these three rails — WhatsApp, mobile wallets, and micro-retail — creates a TAM that no US SaaS company is positioned to capture.

Adjacent verticals validated by our formula engine: peluquerías & barberías (28/30), academias de cursos (27/30), talleres mecánicos (26/30), lavanderías (26/30), veterinarias (22/30).

Snapshot

MetricBásicoProElite
Setup PriceS/297S/597S/997
Setup Direct CostS/80S/160S/320
Month-1 Gross Margin74.4%73.9%68.6%
Recurring Gross Margin82.2% (all tiers)
Contribution Margin / moS/40.30 per customer
S/608.58
Fixed overhead / mo
16
Break-even customers
82.2%
Recurring gross margin

Fixed overhead: VPS S/22.50, domains S/2.08, Meta base S/0 (1,000 free utility convos/mo), founder ops S/200, internet S/129, electricity S/255. GPU excluded from COGS. Recurring variable cost: S/8.70/customer/mo (Meta convos S/0–1.32, payment processing S/0.70, founder support S/8).

Meta's free tier (1,000 utility conversations/month) buffers margin up to ~100 customers. Recurring margin crosses 60% at ~85 customers; 70.6% at 150.

→ Full financial model (financials.html)

Three converging forces

🟢 Meta WhatsApp Cloud API

Official API access with 1,000 free utility conversations/month removes the cost barrier that made WhatsApp automation prohibitive for micro-merchants. Template approval and WABA verification are now achievable for solo founders with a RUC [source: https://developers.facebook.com/docs/whatsapp].

🏛️ SUNAT Formalization Push

Peru's tax authority is actively pushing micro-merchants to formalize (obtain a RUC). Formalized merchants need invoicing, reconciliation, and digital records — exactly what Kiosco OS delivers [source: https://www.gob.pe/institucion/mype].

📱 Mobile-Wallet Ubiquity

Yape and Plin each exceed 10 million users. QR payments are now the default for transactions under S/200 in Lima. The payment rail is built — commerce automation is the missing layer [source: https://www.yape.com.pe; source: https://plin.pe].

Community-first acquisition

No paid ads. No cold blasting. We meet merchants where they already are.

🎯 Pain-Signal Sniping

Monitor Peruvian Facebook and WhatsApp merchant groups for posts about lost orders, slow responses, or payment issues. Respond with a 60-second demo walkthrough.

🔄 Referral Loop

1 month free per referral. Target: 40% referral-sourced. Merchants trust other merchants.

🤝 BSP Marketplace

Plugin into Mercado Pago, Izipay, or Niubiz partner marketplaces for near-zero CAC distribution [source: https://www.mercadopago.com.pe/developers; source: https://www.izipay.com.pe/developers; source: https://www.niubiz.com/developers].

<S/15
CAC target (first cohort)
<S/100
CAC target (general)
3-touch
DM sequence (Day 0/3/7)

→ Full GTM playbook (socialmedia.html)

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